@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Outfit:wght@400;600;700;800;900&display=swap');

:root {
    --bg-main: #eef6ff;
    --bg-panel: #f8fbff;
    --bg-card: #ffffff;
    --bg-nav: #dbe9ff;
    --text-main: #102a43;
    --text-muted: #64748b;
    --text-muted-strong: #475569;
    --accent: #1d4ed8;
    --accent-secondary: #0ea5e9;
    --accent-soft: #93c5fd;
    --accent-gold: #fbbf24;
    --success: #10b981;
    --warning: #f59e0b;
    --danger: #ef4444;
    --border: #cbd5e1;
    --radius: 20px;
    --transition: all 0.25s ease;
    --shadow: 0 22px 50px rgba(15, 23, 42, 0.08);
    --shadow-soft: 0 12px 28px rgba(15, 23, 42, 0.08);
}

* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    font-size: 100%;
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', sans-serif;
    font-size: 15px;
    background: linear-gradient(180deg, #eef6ff 0%, #f8fbff 100%);
    color: var(--text-main);
    line-height: 1.7;
    min-height: 100vh;
}

img,
svg {
    display: block;
    max-width: 100%;
    height: auto;
}

a {
    color: inherit;
    text-decoration: none;
}

button,
input,
textarea,
select {
    font: inherit;
}

button {
    cursor: pointer;
}

nav {
    background-color: var(--bg-nav);
    border-bottom: 1px solid rgba(203, 209, 225, 0.95);
    position: sticky;
    top: 0;
    z-index: 100;
    box-shadow: 0 12px 30px rgba(15, 23, 42, 0.08);
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 1.5rem;
    gap: 1rem;
}

.logo {
    font-size: 1.5rem;
    font-weight: 900;
    background: linear-gradient(135deg, var(--accent), var(--accent-secondary));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
}

.nav-menu {
    display: flex;
    flex-wrap: wrap;
    gap: 1.25rem;
    list-style: none;
}

.nav-link {
    position: relative;
    font-weight: 600;
    font-size: 0.95rem;
    color: var(--text-muted-strong);
    padding: 0.35rem 0;
    transition: var(--transition);
}

.nav-link:hover,
.nav-link.active {
    color: var(--text-main);
}

.nav-link.active::after {
    content: '';
    position: absolute;
    bottom: -0.3rem;
    left: 0;
    right: 0;
    height: 2px;
    background-color: var(--accent);
}

.hero {
    padding: 5rem 1.5rem 4rem 1.5rem;
    text-align: center;
    background: radial-gradient(circle at 15% 0, rgba(14, 165, 233, 0.18), transparent 45%),
        radial-gradient(circle at 85% 15%, rgba(59, 130, 246, 0.12), transparent 35%);
}

.hero h1,
.hero h2 {
    font-size: clamp(2.2rem, 4vw, 3.4rem);
    line-height: 1.05;
    letter-spacing: -0.03em;
    margin-bottom: 1rem;
    color: var(--text-main);
}

.hero h1 span,
.hero h2 span {
    background: linear-gradient(135deg, var(--accent), var(--accent-secondary));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.hero p {
    max-width: 720px;
    margin: 0 auto 2rem auto;
    color: var(--text-muted);
    font-size: clamp(0.98rem, 1.8vw, 1.05rem);
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.75rem;
    padding: 0.85rem 1.85rem;
    border-radius: 9999px;
    border: none;
    background: linear-gradient(135deg, var(--accent), var(--accent-secondary));
    color: #ffffff;
    font-weight: 700;
    box-shadow: 0 18px 35px rgba(29, 78, 216, 0.18);
    transition: var(--transition);
}

.btn:hover {
    transform: translateY(-1px);
    opacity: 0.98;
}

.section-title {
    text-align: center;
    font-size: clamp(1.75rem, 2.2vw, 2.1rem);
    margin-bottom: 2rem;
    color: var(--text-main);
    position: relative;
}

.section-title::after {
    content: '';
    position: absolute;
    bottom: -0.65rem;
    left: 50%;
    transform: translateX(-50%);
    width: 56px;
    height: 3px;
    background-color: var(--accent);
    border-radius: 999px;
}

.hubs-grid,
.news-grid,
.loans-grid {
    display: grid;
    gap: 2rem;
}

.hubs-grid {
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
}

.news-grid {
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

.loans-grid {
    grid-template-columns: 2fr 1fr;
}

.hub-card,
.news-card,
.card,
.calculator-card,
.verification-panel .checklist-item,
.article-card,
.results-panel {
    background-color: var(--bg-card);
    border: 1px solid rgba(203, 209, 225, 0.95);
    border-radius: var(--radius);
    box-shadow: var(--shadow-soft);
    transition: var(--transition);
}

.hub-card:hover,
.news-card:hover,
.card:hover,
.calculator-card:hover,
.verification-panel .checklist-item:hover {
    transform: translateY(-2px);
    box-shadow: 0 18px 40px rgba(15, 23, 42, 0.12);
}

.hub-card {
    padding: 2rem;
    display: flex;
    flex-direction: column;
    gap: 1.2rem;
    overflow: hidden;
}

.hub-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--accent-secondary);
}

.hub-icon {
    font-size: 2.2rem;
}

.hub-title {
    font-size: 1.4rem;
    margin-bottom: 0.6rem;
    color: var(--text-main);
}

.hub-desc,
.news-excerpt,
.item-details p,
.article-paragraph,
.news-date,
.footer-links a,
.nav-link,
.form-group label,
.slider-label {
    color: var(--text-muted);
}

.hub-desc,
.news-excerpt,
.item-details p,
.article-paragraph {
    font-size: 0.95rem;
    line-height: 1.8;
}

.hub-link,
.news-link,
.guide-trigger,
.search-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--accent);
    font-weight: 700;
    transition: var(--transition);
}

.hub-link:hover,
.news-link:hover,
.guide-trigger:hover,
.search-btn:hover {
    color: var(--accent-secondary);
}

.news-section {
    background-color: rgba(226, 239, 255, 0.6);
    border-top: 1px solid rgba(203, 209, 225, 0.95);
    border-bottom: 1px solid rgba(203, 209, 225, 0.95);
    padding: 4rem 1.5rem;
    margin-bottom: 4rem;
    border-radius: 26px;
}

.news-card {
    overflow: hidden;
}

.news-img-wrap {
    height: 200px;
    background-color: var(--bg-nav);
    overflow: hidden;
}

.news-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition);
}

.news-card:hover .news-img {
    transform: scale(1.03);
}

.news-content {
    padding: 1.5rem;
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.news-date {
    font-size: 0.85rem;
    margin-bottom: 0.4rem;
}

.news-title,
.article-title,
.card-title {
    color: var(--text-main);
    font-size: clamp(1.3rem, 2vw, 1.6rem);
    line-height: 1.35;
}

.news-excerpt {
    margin-bottom: 1.25rem;
}

.db-warning {
    background-color: rgba(59, 130, 246, 0.12);
    border: 1px solid rgba(59, 130, 246, 0.25);
    color: var(--text-main);
    padding: 1.5rem;
    border-radius: 16px;
}

.footer {
    background-color: #dbe9ff;
    border-top: 1px solid rgba(203, 209, 225, 0.95);
    padding: 4rem 1.5rem 2rem;
    color: var(--text-main);
}

.footer-grid {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 2.5rem;
    margin-bottom: 2.5rem;
}

.footer-col h5 {
    font-size: 1rem;
    margin-bottom: 1rem;
    color: var(--text-main);
}

.footer-links {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.footer-links a {
    color: var(--text-muted);
}

.footer-links a:hover {
    color: var(--accent);
}

.footer-bottom {
    max-width: 1200px;
    margin: 0 auto;
    padding-top: 2rem;
    border-top: 1px solid rgba(203, 209, 225, 0.85);
    text-align: center;
    font-size: 0.9rem;
    color: var(--text-muted);
}

.search-container,
.article-sidebar,
.results-panel,
.verification-panel,
.layout-container,
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

.search-form {
    display: flex;
    gap: 0.75rem;
    background-color: var(--bg-card);
    border: 1px solid rgba(203, 209, 225, 0.9);
    border-radius: 9999px;
    padding: 0.5rem 0.75rem;
    box-shadow: var(--shadow-soft);
}

.search-input {
    width: 100%;
    border: none;
    outline: none;
    background: none;
    color: var(--text-main);
    font-size: 1rem;
}

.search-btn {
    background-color: var(--accent);
    color: #ffffff;
    border: none;
    border-radius: 9999px;
    padding: 0.7rem 1.35rem;
}

.layout-container {
    display: grid;
    grid-template-columns: 1.55fr 1fr;
    gap: 2.5rem;
    margin: 2.5rem auto 4rem auto;
}

.article-card {
    padding: 2rem;
}

.article-meta,
.article-paragraph,
.ami-meta {
    font-size: 0.95rem;
    color: var(--text-muted);
}

.article-meta {
    display: flex;
    flex-wrap: wrap;
    gap: 1rem;
    margin-bottom: 1rem;
}

.article-paragraph {
    margin-bottom: 1.35rem;
}

.article-sidebar {
    display: grid;
    gap: 1.25rem;
}

.article-sidebar .sidebar-card,
.results-panel {
    padding: 1.75rem;
}

.article-sidebar .sidebar-card {
    background-color: var(--bg-card);
    border: 1px solid rgba(203, 209, 225, 0.9);
    border-radius: var(--radius);
    box-shadow: var(--shadow-soft);
}

.article-sidebar h4,
.card-title,
.item-details h4 {
    color: var(--text-main);
    margin-bottom: 0.75rem;
}

.article-sidebar a,
.card a {
    color: var(--accent);
}

.card {
    padding: 2rem;
}

.calculator-card {
    padding: 2.25rem;
}

.calc-tabs {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 0.75rem;
    margin-bottom: 1.75rem;
}

.calc-tab-btn,
.range-slider,
.form-control,
.search-btn,
.guide-trigger {
    transition: var(--transition);
}

.calc-tab-btn {
    background-color: var(--bg-panel);
    border: 1px solid rgba(203, 209, 225, 0.9);
    color: var(--text-muted-strong);
    padding: 0.85rem 1rem;
    border-radius: 14px;
    font-weight: 600;
    text-align: center;
}

.calc-tab-btn:hover {
    border-color: var(--accent);
    color: var(--text-main);
}

.calc-tab-btn.active {
    background-color: var(--accent);
    color: #ffffff;
    border-color: var(--accent);
}

.calc-panel.active {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
}

@media (max-width: 900px) {
    .calc-panel.active,
    .loans-grid,
    .container,
    .layout-container {
        grid-template-columns: 1fr;
    }
}

.input-section,
.verification-panel {
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 0.55rem;
}

.form-group label,
.slider-label {
    font-weight: 600;
    font-size: 0.85rem;
    color: var(--text-muted-strong);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.form-control {
    background-color: var(--bg-panel);
    border: 1px solid rgba(203, 209, 225, 0.9);
    border-radius: 14px;
    padding: 0.95rem 1rem;
    color: var(--text-main);
}

.range-slider {
    width: 100%;
    height: 6px;
    border-radius: 999px;
    background: rgba(203, 209, 225, 0.85);
    accent-color: var(--accent);
}

.results-panel {
    background-color: var(--bg-panel);
    padding: 2rem;
    border-radius: 20px;
    border: 1px solid rgba(203, 209, 225, 0.95);
}

.emi-display {
    font-size: clamp(2rem, 3vw, 2.8rem);
    font-weight: 800;
    color: var(--accent);
    margin-bottom: 0.5rem;
    line-height: 1;
}

.emi-lbl {
    font-size: 0.85rem;
    letter-spacing: 0.11em;
    color: var(--text-muted);
    text-transform: uppercase;
    margin-bottom: 1.5rem;
}

.verification-panel .checklist-item {
    gap: 1rem;
    padding: 1.5rem;
    align-items: flex-start;
}

.checkbox-container {
    display: flex;
    align-items: flex-start;
    padding-top: 0.25rem;
}

.checkbox-container input[type="checkbox"] {
    width: 22px;
    height: 22px;
    accent-color: var(--accent);
}

.item-details h4 {
    font-size: 1.2rem;
    margin-bottom: 0.5rem;
}

.item-details p {
    font-size: 0.95rem;
    color: var(--text-muted);
}

.guide-trigger {
    background: none;
    border: none;
    color: var(--accent);
    font-weight: 600;
    font-size: 0.9rem;
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
}

.guide-trigger:hover {
    color: var(--accent-secondary);
}

.guide-content {
    display: none;
    margin-top: 1rem;
    padding: 1.1rem 1.25rem;
    background-color: rgba(14, 165, 233, 0.1);
    border-left: 3px solid var(--accent);
    border-radius: 12px;
    font-size: 0.95rem;
    color: var(--text-muted-strong);
}

@media (max-width: 768px) {
    .hero {
        padding: 4rem 1rem 3rem 1rem;
    }

    .nav-container {
        padding: 0.85rem 1rem;
    }

    .nav-menu {
        gap: 0.9rem;
    }

    .hero h1,
    .hero h2 {
        font-size: 2.2rem;
    }

    .section-title {
        margin-bottom: 1.5rem;
    }
}
